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Residential 1st Trust Deed 70% LTV or 2nd Trust Deed 60% LTV
Commercial 1st Trust Deed 60% LTV or 2nd Trust Deed 55% LTV
Rates: 7.95% to 12.45%
Amount: $60,000 to $1,000,000
Term: 12 months interest only with possibility to extend another two terms
Case by case underwriting, one loan at a time, other factors are considered.
Credit, income, property conditions, status and etc. are not an issue for funding.
Self Employed Borrowers who cannot qualify with Tax Returns
Full Doc for borrowers with recent credit events.
Borrowers with a large amount of assets, but little income.
W2 Borrowers with good income, but debt ratio is out of line.
Investor Loan - Use rental income in analysis.
Foreign National Loans